Citi Bank Cash Back Credit Card Review
Citi Bank Cash Back Credit Card is the best card for shoppers. Cashback is the best form of benefit because unlike reward points or gift vouchers, you neither need to redeem them nor pay any redemption charges. So, if you are interested in earning cash back, you should take a look at the Citibank Cash Back Credit Card. This is actually a notch upgrade from the Citi Rewards credit card. It offers 0.5% cash back on every transaction, apart from this the card also offers very attractive features for eating and shopping. About Citi Cash Back Credit Card benefits are discussed below.
What is the Citi bank Credit Card Eligibility Criteria?
Resident Type: Indian.
Citibank Credit Card Eligibility for Salaried Individuals:
- Age: 23 – 60 Years.
- Income: Rs. 25,000 monthly.
Citibank Credit Card Eligibility for Self-Employed Individual:
- Age: 23 – 60 Years.
- Income: Rs. 25,000 monthly.
What credit score do you need for Citi Bank Cash Back Credit Card?
A CIBIL score of 750 or above is required to get a high credit score on this Citibank Cashback credit card.
You can apply for Citi Cash Back Credit Card to Citi Credit Card Online Application via the Citi bank Credit Card Tracking page.
Also read: YES FIRST Preferred Credit Card | यस पहला पसंदीदा क्रेडिट कार्ड
What are the documents required for Citibank Credit Card Application?
1. Photocopy of ID Proof (Any 1)
Aadhar card
voter card
Passport
pan card
2. Photocopy of Address Proof (Any 1)
- Bank account details of last 6 months
- Aadhar card
- driving license
- Passport
- utility bill
One recent passport size photographs
Shoppers Stop loyalty program membership number.
3. Proof of Income Statement:
Salaried Person (Any 1)
- Salary slip of last 3 months
- ITR (Income Tax Return)
self-employed person
- Last year’s income tax return
- proof of business
- audited financials
As per the new RBI regulations, all New Citi Cash Back credit cards are disbursed in an inactive state, and to start using these cards, you need to activate them manually by generating a new credit card PIN. You can get help on the Citi Card activation process from the FAQ page.
Also read: HDFC EasyEMI Credit Card | एचडीएफसी ईज़ीईएमआई क्रेडिट कार्ड
How Much is Citi bank Credit Card Charges?
- Citibank Credit Card Joining Fee: Rs. 500 + GST
- Citi Cash Back Card Annual Fee: Rs. 500 + GST
Benefits of Citibank Cash Back Credit Card
- Exclusive Citi Credit Card cashback offer that will make your every transaction profitable.
- With your Citi Cash Back Credit Card, you can earn cashback from your purchases.
- With this Citibank Cash Back Credit Card you will get up to 20% off on your food bills, this Citibank Credit Card offer is applicable across select partner restaurants including Arena Cafe, Barasan, Backstage etc.
- With this Citibank Cashback Credit Card you can convert your high-value transactions into smaller monthly installments. This feature is very helpful for frequent shoppers.
- With this Citibank Cash Back Credit Card, you can get instant credit against your credit limit which will surely help you in an emergency. You can also pay your loan on Citi Credit Card in monthly installments.
- This Citi Cashback Credit Card is enabled with an advanced payment option that doesn’t require you to swipe your card to make the payment, you can pay by your Citi Cashback Card on any secure reader machine with just one wave with. You can pay a maximum of Rs. can pay. 2000 by this method.
- This Citi Cash Back Card can be used anywhere in the world, you will also get some benefits on Travel, Hotel, Golf, Spa etc in more than 30+ countries of the world.
How To Contact Citibank Credit Card Customer Care?
Call Citibank Credit Card Customer Number :
1860-210-2484 or 022-4955-2484
Write to Citi Bank Credit Card Customer Care Mail ID: [email protected]